Legislation Introduced To Help Combat Student Debt Issue

A bill introduced in Congress may help employees with student loan debt pay off ...


About Nyhart

Owned by employees, our service to you is our own retirement plan.

Nyhart is an award-winning company founded in 1943. We offer nationwide consulting, actuarial and administration services. We are 100% employee owned, a unique factor that makes the success of our clients important to every one of our employee-owners.

Different from


of Companies

We are 100% employee owned, which makes us different than 99.9% of business.




Nyhart provides actuarial, consulting, and administrative services to 50 states.




We provide services to over 2,000 clients nationally.

How Votaire Works

Votaire’s proprietary algorithms are built around real data specific to each participant, not on averages or rules of thumb. Here’s how it works:

  • Retirement income sources like Social Security, pensions, or annuities are examined and projected.
  • Taxes, healthcare costs, goals, and other expenses are calculated down to the zip code level.
  • Each participant’s “pot of money” is spread out over his/her lifetime to accommodate expenses and maintain their standard of living while minimizing the chance of running out of money.
  • Monte Carlo simulations “stress-test” portfolio allocations under various scenarios before a simple retirement forecast is returned to the user.
  • Participants are able to bring in outside assets to be tracked on a daily basis. In this way, Votaire is responsive to market returns and spending behavior.
  • Participants can also get help with issues like budgeting, debt management, investing, life insurance and estate planning.

As more companies have shifted from defined benefit to defined contribution plans, employees increasingly need a way to improve financial wellness. Votaire does just that.

Please contact Conor McGuinness at conor.mcguinness@nyhart.com if you are interested in learning more.


Our Solutions

Nearly 100 actuaries, employee benefit consultants, and administrators make up the Nyhart team. We are proud to be one of the nation's largest independent actuarial and retirement benefit consulting firms.

Contact Us

Nyhart has nine locations nationwide

Please select a location for area-specific addresses and phone numbers.

Indianapolis Location

8415 Allison Pointe Blvd.
Suite 300
Indianapolis, IN 46250

(317) 845-3500

General Contact Information

(800) 428-7106

(317) 845-3650